Ntawv credit - ib tug txhim khu kev qha guarantee rau ob tog mus rau lub lw

Yuav ua li cas yog credit? Qhov no yog lub sij hawm thaum yuav tsum coj li muab rau sawv cev ntawm lub buyer, tau them tag nrho cov ntaub ntawv yog muab los ntawm cov neeg muag khoom, nyob rau hauv cov ntaub ntawv ntawm kev ua raws cai nrog tag nrho tej yam kev mob ntawm daim ntawv cog lus. Irrevocable tsab ntawv ntawm credit - uas tsis yog-nyiaj ntsuab hauv daim ntawv ntawm kev them nyiaj, uas yog ib tug guarantee ntawm kev them nyiaj. Muag khoom soj ntsuam tag nrho cov ntaub ntawv nyob rau hauv raws li thoob ntiaj teb cov qauv. Ntawv credit - nws yog ib qho kev kho ntawm cov neeg muag khoom thiab lub buyer, tsim los kom ib tug nqi koj tshuav ntawm lawv nyob rau hauv cov ntaub ntawv ntawm txawv teb chaws ua hauj lwm tam sim no rau cov thawj lub sij hawm los yog hauv nyob rau hauv ib tug tshiab ua lag luam.

nta

Lub ntsiab sib txawv ntawm cov tsiaj ntawv ntawm credit ntawm lwm txoj kev los xam - nyob rau hauv kev yog tsuas yog siv cov ntaub ntawv, tsis cov khoom uas muab daim ntawv. Ntug dej hais heev dua lwm yam nrog rau cov ntaub ntawv xa mus rau hauv tsab ntawv ntawm credit, lawv tsis them sai sai mus rau lwm cov ntawv cog lus (contracts thiab lwm yam ntawv cog lus nruab nrab ntawm cov buyer thiab muag khoom). Qhov no tsis yog tsuas yog ib qho kev khi, tiam sis kuj lub tej yam kev mob teev tseg los ntawm lub buyer, thiab muab nyob rau hauv sau ntawv mus rau lub tsev txhab nyiaj nrog ib daim ntawv thov rau kev qhib ib tsab ntawv ntawm credit.

Tsab ntawv ntawm Credit - Yuav ua li cas yog hais tias? cov ntsiab lus ntawm daim ntawv cog lus

Cov ntaub ntawv yuav tsum muaj xws li:

• xov tooj thiab hnub;
• tus nqi;
• hom credit;
• cov ntsiab lus ntawm cov neeg tau kev pab, lub raug them nyiaj yug, qhov muab bank, raws li zoo raws li lub ua tau zoo lub koom haum;
• txoj kev tua;
• hnub tas sij hawm;
• lub sij hawm ntawm kev mloog lus ntawm cov ntaub ntawv;
• lub hom phiaj ntawm cov nyiaj them ;
• qhov yuav tsum tau kom paub meej tias;
• daim ntawv teev cov ntaub ntawv thiab yuav tsum;
• Payment txoj kev yog cov commission ntawm lub tsev txhab nyiaj.

Credit yuav daws tau qhov teeb meem thaum cov neeg muag khoom tsis kam xa cov khoom uas tsis muaj guarantee ntawm kev them nyiaj, thiab lub buyer tsis xav kom muab nyiaj kom txog rau thaum koj tau txais cov kev cog qoob loo hais tias txhua yam yog tauj nyob rau hauv raws li cov nqe lus ntawm daim ntawv cog lus.

hom

Peb tau pom tias cov tsiaj ntawv ntawm credit - nws yog lub sij hawm thaum lub liabilities ntawm kev them nyiaj ntawm tag nrho cov ntaub ntawv yog muab los ntawm cov neeg muag khoom, tab sis kuj yuav to taub li cas yuav tsum tau teev nyob rau hauv lawv. Tam sim no xav txog lub hom ntawm cov tsiaj ntawv ntawm credit :

• Revocable. Lub tej yam kev mob yuav tsum tau muab hloov, nws yog ib qho yooj yim mus rho, tsis muaj daim ntawv ceeb toom mus rau lub neeg muag khoom.
• Irrevocable. Qhov no yuav tsis tau muab tso tseg thiab tej yam nws mob hloov tsuas nrog kev tso cai los ntawm tag nrho ob tog.
• Coj mus. Tus neeg muag khoom, tsis tag nrho cov tog neeg muag khoom los ntawm cov khoom, hloov cov tswv cuab yuav tsum tau tag nrho los yog rau peb ob tog thiab yog nrog los ntawm qhov tsim nyog qhia rau cov executing bank.
• Standby cov tsiaj ntawv ntawm credit - nws yog ib tug guarantee ntawm kev them nyiaj nyob rau hauv cov ntaub ntawv ntawm neej ntawd hais los ntawm lub buyer tus kheej khi teev nyob rau hauv daim ntawv cog lus.
• Phom me. Siv nyob rau hauv cov kev mov ntawm cov khoom. Tus nqi ntawm cov tsab ntawv ntawm credit yog Iwj tau raws li cov nyiaj them tsis pub dhau lub tsim txwv, thiab nws validity.

Pros thiab cons

Ntawv credit - nws yog kiag li guaranteed kom tau tag nrho cov nqi ntawm cov buyer, ceev faj xyuas raws li tag nrho cov nqe lus ntawm daim ntawv cog lus, ib tug tag nrho cov nyiaj ua se yog tias koj rho tus lw, raws li zoo raws li kev cai lij choj lub luag hauj lwm ntawm lub tsev txhab nyiaj rau cov legality ntawm haujlwm, qhov chaw uas lub credit yog thov. Qhov tsis zoo muaj xws li qhov teeb meem thiab nqi ntawm cov ntaub ntawv ntawm daim ntawv no ntawm lub xam ntawm txawv teb chaws trade.