Daim ntawv qhia "Benefits", "Tsev Credit": tej yam kev mob, nyiaj tshwj xeeb thiab kev txheeb xyuas

Nyob rau hauv thiaj li yuav nyiam cov neeg muas zaub, muaj ntau yam lub tsev txhab nyiaj siv ib tug ntau yam ntawm lawm cov kev pab cuam. Lawv cia tsis tsuas mus rau siv nyiaj, tab sis kuj yuav tau nrog txhua txhua yuav ntxiv nyiaj tshwj xeeb thiab cov ntsiab lus. Thiab, ntawm chav kawm, lawv yuav tsum tau siv rau cov purchase ntawm cov khoom tshiab los yog cov kev pab cuam ntawm ib lub luv nqi. Ib tug ntawm cov khoom yog cov txhab nyiaj nyiaj card "Benefits". "Tsev Credit Bank" muaj nws rau tag nrho lawv tej cov neeg muas zaub. Yuav ua li cas hom ntawm credit card? Thiab yog dab tsi yog nws cov nta?

General ntaub ntawv hais txog lub sij hawm thaum lawm kev pab cuam

Raws li cov kev cai ntawm lub loyalty kev pab cuam ntawm lub tsev txhab nyiaj, thaum ua txawv yuav nyob rau hauv lub koom haum ntawm tus neeg khw muag khoom noj yuav tau txais ib yam feem pua ntawm cov nyiaj. Raws li ib tug txoj cai, nws yog taag thiab nyob ntawm seb yam ntawm banking khoom. Piv txwv li, yog tias koj yog tus tswv ntawm "Kub" phaib qeb los yog "standard" ( "Bargains kub", "Peb Cashback Card", "Card Cashback Standard»), ces siv lawv koj yuav nrhiav tau ib tug lawm nyob rau hauv lub chav 1-3% ntawm cov purchase npaum li cas. Dhau li ntawd, daim card "Benefits" ( "Tsev Credit") "Platinum-ya" yuav muab rau koj cov nyiaj nyob rau hauv lub chav 1.5-5%.

Daim ntawv qhia zoo li ib tug "zoo"?

Card kev cob cog rua rau qhov kev pab cuam "pab", raws li ib tug txoj cai, muaj ib tug coj themed tsim. Piv txwv li, ib co ntawm lawv koj yuav pom ib tug zoo ntawm horn, horn los yog trumpet nrog elegant leeg, refined ntau yam ntxwv thiab inlaid nrog precious pob zeb. Hos ib txhia cards muaj ib tug dawb, thiab lwm tus neeg - dub keeb kwm yav dhau.

Leej twg muaj peev xwm koom tau rau hauv qhov kev pab cuam?

Yuav koom los ntawm tsis muaj txhais tau tias txhua leej txhua tus nyob rau hauv qhov kev pab cuam. Raws li cov sij hawm thaum tej yam kev mob, txuas rau nws tsuas muaj uas twb muaj lawm cov neeg muas zaub tau tshwj xeeb los ntawm "Tsev nyiaj txais". Nyob rau hauv no tsim lub hnab uas xws proposals yuav raug nqi nyob rau hauv qhov kev txiav txim ntawm 990 rau 5000 rubles ib xyoo (nyob ntawm seb lub hom qhib maps).

Raws li cov neeg sawv cev ntawm lub credit tsev kawm ntawv, nyob rau hauv tus nqi no muaj xws li tsis tau tsuas yog yooj yim txij nkawm cards, tab sis lub accrual, muab xam thiab tshem tawm ntawm cov points tau los ntawm tus neeg muas zaub thaum lub sij hawm qhov kev pab cuam. Tag nrho cov no muab rau koj ib daim ntawv qhia ntawm "zoo" ( "Tsev Credit").

Nuances ntawm kev cuv npe, kev koom tes nyob rau hauv qhov kev pab cuam

Thawj txuas rau qhov kev pab cuam yog tau tsuas yog nyob rau hauv lub xaus ntawm lub credit daim ntawv cog lus, xws li tus tsim ntawm cov neeg siv cov nyiaj txais los yog credit card. Tsis tas li ntawd, lub sij hawm thaum thov kev pab, muab kev koom tes nyob rau hauv lwm cov kev pab nyiaj txiag lub tsev kawm ntawv tej zaum yuav muaj thiab xav kom xa ib daim ntawv thov rau kev koom tes nyob rau hauv lub loyalty kev pab cuam.

Rau li niaj zaus obslzhivanie bank nyob rau hauv lub system txhua xyoo sau ib tug nqi (nyob rau hauv raws li qhov tam sim no tariffs rau phaib ntawm txawv theem). Nyob rau tib lub sij hawm, yog hais tias nyob rau hauv lub kawg ntawm lub sij hawm no, tus neeg tsis xav thim los ntawm qhov kev pab cuam, cov kev them nqi rau tus tom ntej 12 lub hlis yuav tau them txiav. Nyob rau hauv tas li ntawd, txhua qhua tuaj noj mov muaj txhua txoj cai tsis kam muab kev pab, tiam sis tsis pub lig tshaj 14 hnub ntawm lub hnub tim ntawm qhov kev pab ua kom. Ntawm no yog ib tug pab cuam "Benefit" thiab ua. "Tsev Credit" disconnects los ntawm kev koom tes nyob rau hauv lub system dawb. Tab sis dua nws yuav koom nrog cov twb tsis yooj yim sua.

Yuav ua li cas ntawv yuav muab nyob rau hauv qhov kev pab cuam?

Tam sim no, nyob rau hauv uas twb muaj lawm muab siab npuab cov kev pab cuam muaj peev xwm yuav muab cov nram qab no daim ntawv teev:

• "Bargains kub»;
• "Bargains Platinum».

Piv txwv li, yog tias koj twb twv rau "kub" credit card "Benefits" ( "Tsev Credit" nrog nws muaj them rau cov khoom thiab cov kev pab cuam ntawm 34,9% ib annum), ces koj yuav tau ib tug qhov credit kab ntawm mus txog 300 000 rubles, thiab qhov kev hlub lub sij hawm - 51 hnub. Daim ntawv qhia "Platinum" yuav tau them lawv cov nqi kho mob tsis pub dhau 29,9% ib annum. Nyob rau hauv cov ntaub ntawv ntawm cov nyiaj ntsuab rho rau cov "Kub" thiab "Platinum" card muaj ib zaug xwb txaus siab npaum li cas - 49,9% APR.

Yuav ua li cas npaum li cas lawm koj yuav khwv tau?

Nyob rau hauv raws li cov kev cai ntawm lub sij hawm thaum lub kev pab cuam, ua tej yam purchase cards "pab" (tsis pub dhau lub teb chaws thiab txawv teb chaws), koj muaj peev xwm khwv tau ib tug tsawg kawg nkaus ntawm 1% ntawm cov nyiaj siv los ntawm ib tug. Thiab thoob plaws hauv lub hlis tus neeg yog tau tso cai rau sau ib tug tshaj plaws ntawm 2000 ntsiab lus. Tag nrho cov nyiaj tshwj xeeb tau txais tshaj qhov kam pub tso los ntawm neej ntawd. Nyob rau hauv lub neej yav tom ntej, lub siab tshaj plaws nqi ntawm lawm yog ntau zog rau 7500.

Rau tej purchase koj yuav tau txais cov ntsiab lus?

Loyalty kev pab cuam hu ua "cov kev pab cuam" ( "Tsev Credit" muab tau mus cuag nws rau tag nrho cov pobtsuas) muab credit thiab siv tus kheej nyiaj nrog tus thov kev pab cards los them rau cov khoom thiab cov kev pab cuam.

Xav tias koj siv lub kub Card, muab ib qho piv txwv ntawm cov nqi raws li tus tau txais nyiaj tshwj xeeb. Yog li, nws tseem tau mus siv txog 7500 rubles rau ib tug ntau yam ntawm tours thiab mus ncig teb chaws, 4,000 rubles them rau chaw muag roj tsheb thiab lub tsheb ntxuav, 5,000 rubles yuav raug nqi koj mus ua si rau cov khw nojmov thiab cafes, 15 000 yuav raug nqi khoom ntawm online khw muag khoom noj, kwv yees li 18 500 rubles mov lwm yam khoom ntawm txhua txhua hnub noj. Raws li ib tug tshwm sim ntawm kev siv ib yam li koj tswj kom khwv tau 5.180 lawm, thiab rau lub xyoo - 62 160. Nyob rau hauv cov ntaub ntawv no, nco ntsoov tias 1 point yog sib npaug zos rau 1 ruble.

Tab sis thaum ib tug zoo li tus nqi ntawm cov nqi, tiam sis thaum siv lwm yam card "Benefits" ( "Tsev Credit Bank" tsub kom qhov feem pua ntawm cov nyiaj rau cov neeg ua tuav ntawm yas hwm) txhua hli cov nyiaj hli nyiaj tshwj xeeb npaum li cas rau 5603 thiab rau lub xyoo - 67 236 ntsiab lus.

Raws li koj tau pom, tus nqi ntawm cov nyiaj nyob tsis tau tsuas yog nyob rau hauv tus nqi ntawm kev yuav khoom, tab sis kuj nyob rau hauv lub hom nyiaj txais khoom uas koj xaiv.

Kuv yuav tau txais ntau muaj?

Nyob rau hauv tas li ntawd mus rau lub teb teev nyiaj tau tshaj uas koj yuav tau txais rau cov commission ntawm tej kev yuav khoom ntawm virtual thiab nyob ruaj ruaj khw muag khoom noj, xws li txawv teb chaws thiab domestic neeg koom ntawm qhov kev pab cuam "Benefits" ( "Tsev Credit Bank" tau launched qhov kev pab no nyob rau hauv lub caij nplooj ntoos hlav ntawm 2013) yuav tau txais ntxiv cov ntsiab lus. Ua lawv ua tau, tsuas tau ua kev yuav khoom los ntawm cov neeg uas nrog ntawm lub credit tsev kawm ntawv. Raws li txoj cai, ib txhia ntawm lawv muaj nyob rau hauv qab ntawm nplooj nyob rau hauv lub official lub website homecredit.ru kev pab cuam.

Rau ntxiv kom yooj yim, lawv yog txheeb nyob rau hauv lub nram no:

• Tsev cuab yeej siv thiab electronics.
• Cov me nyuam cov khoom.
• Leisure thiab lom ze.
• Lwm yam.
• Khoom siv.
• Phau ntawv.
• Rooj tog.
• Khaub ncaws, khau thiab accessories.
• Perfumes thiab kosetika.
• Khoom plig thiab koj nyiam ua.
• Khoom noj khoom haus.
• Kev ua si nawv thiab tourism.

Prietom txawm qeb koj xaiv, nyob rau hauv txhua rooj plaub, koj tseem tos ntxiv cov ntsiab lus. "Benefits" ( "Tsev Credit") - ib tug credit card uas tso cai rau koj kom txawm peem rau ib feem ntawm cov nyiaj siv rau lub purchase. Piv txwv li, rau cov purchase ntawm cov khoom rau cov me nyuam ntawm ib tug ruaj, uas koj tau txais ntxiv 7% ntawm lub lawm, lwm lub tuam txhab yuav coj koj 5%, thiab lub thib peb - 10%.

Nyob rau hauv tas li ntawd, lub tsev txhab nyiaj lawv tus kheej nrog ib tug neeg feem ntau ua ntxiv shares rau cia, nyob rau hauv tas li ntawd mus rau lub ntxiv cov ntsiab lus los ntawm lub "Tsev Credit" thiab tau txais ib luv nqi khw yog 10-20%.

Daim ntawv qhia "Benefits" ( "Tsev Credit"): Tej yam kev mob

Mus saib daim ntawv qhia, "Benefits" yog Lavxias teb sab pej xeem ntawm lub hnub nyoog ntawm 21 thiab 64 xyoo. Lawv yuav tsum tau ua hauj lwm, muaj ib tug mus tas cov ntaub ntawv nyob rau hauv lub cheeb tsam, qhib credit cards. Lawv kev nyob rau hauv lub qhov chaw kawg ntawm kev ua hauj lwm yuav tsum tsis txhob yuav tsawg tshaj li peb lub hlis. Nws kuj yuav tsum muaj lub xub ntiag ntawm tsau thiab txawb tes.

Thov sau npe ntawm "zoo" card ( "Tsev Credit" muab nws tag nrho rau 10-15 feeb) nyob rau hauv tej ceg ntawm lub credit tsev kawm ntawv. Tsis tas li ntawd, txhua leej txhua tus muaj peev xwm coj kom zoo dua ntawm online registration. Txawm li cas los, nyob rau hauv cov ntaub ntawv no, koj tseem yuav tau mus saib lub chaw ua hauj lwm thiab hais ib co ntawm cov ntsiab lus nyob rau hauv lub xov tooj. Ntawm cov ntaub ntawv sau npe ntawm daim card, koj yuav tsum tau tsuas yog ib lub passport.

Uas teev nyob rau hauv daim ntawv thov sau npe nyob rau hauv lub system?

Thaum xa online daim ntawv thov rau daim card "cov kev pab cuam" koj yuav tsum qhia kom meej rau nram qab no cov ntsiab lus nyob rau ntawd:

• Tag nrho cov npe;
• xov tooj thiab xyoo yug;
• pem teb;
• e-mail chaw nyob;
• mobile xov tooj;
• series thiab passport tooj;
• nyiaj nyob rau hauv lub social network (yog tias muaj).

Tom ntej no yuav tsuas txais cov ntaub ntawv ua kev cai thiab xa ib daim ntawv thov daim ntawv.

Control thiab yooj yim ntawm kev siv ntawm qhov kev pab cuam ua hauj lwm

Yooj yim rau koj, raws li tau cog lus tseg "Tsev Credit Bank" nyiaj tshwj xeeb rau hauv daim ntawv qhia "kev pab" yuav tau saib thiab tej tshuaj uas siv ib tug tus kheej account. Yuav kom qhov no kawg, txawm li cas los, koj yuav tsum xub txuas hauv internet banking kev pab cuam, thiab ces mus los ntawm ib tug yooj yim sau npe txoj kev. Mus rau hauv lub tus kheej account, koj yuav ua tau lub yam nram no:

• tswj cov lus qhia hais txog kev them nyiaj ua thiab xa mus rau cov nyiaj;
• ua nyiaj hloov;
• them phaib, yuav khoom hauv internet khw muag khoom noj;
• them cov nuj nqis rau cov nyiaj txais;
• saib xyuas raws sij hawm kev taw qhia ntawm cov yuav tsum tau them txhua hli them nqi rau cov nyiaj txais.

Lub tswv yim rau kev pab cuam koom

Ntawm cov nqi loj loj ntawm ntaub ntawv tseem ceeb hais txog qhov kev pab cuam "Benefit", peb tau pom ob peb tseem ceeb thiab nthuav cov ntsiab lus. Ua ntej, kom tau cov lus teb rau tau cov lus nug hais txog cov kev tshawb fawb rau cov uas nyob ze ceg mus txuas rau lub tsev txhab nyiaj tus pab cuam, koj muaj peev xwm hu tau rau lub xov tooj 8 (800) 700-10-29. Secondly, nws yog tsim nyog los pauv cov sau cov ntsiab lus thaum lub sij hawm lub xyoo. Txwv tsis pub, lawv yuav tsis tau nqa mus rau tom ntej no lub sij hawm, thiab tsuas muab tso tseg.

Thirdly, thaum lub sij hawm lub sij hawm thiab nyob rau hauv lub qhaj ntawv ntawm cov nuj nqis rau cov nyiaj txais koj tsis them paj laum. Yog hais tias ib tug ntev lub sij hawm twb dhau lub sij hawm, thiab koj tsis muaj lub sij hawm them rov qab cov nyiaj txais, lub bank yuav them paj rau koj tsim nyog, thiab rau tag nrho lub theem-free kev pab cuam. Thiab, thaum kawg, noj ib feem nyob rau hauv lub loyalty kev pab cuam, cov neeg muaj tag nrho cov cai siv xov tooj unlimited kev bank credit nyiaj.

Qhov uas koj yuav siv cov nyiaj khwv tau nyiaj tau tshaj?

Siv sau cov ntsiab lus tej zaum yuav tau siv ib tug tus kheej account nyob rau hauv lub hauv internet banking. Ua li no, tsuas sau qhov kev tsim nyog username thiab password, sau, xaiv lub tab "Benefits" thiab xyuam xim rau daim ntawv ntawm cov khoom thiab cov kev pab uas yuav siv tau. Nyob rau hauv cov ntaub ntawv no, koj yuav tsum tau cov los yog siab them tau tus purchase them nyiaj. Nyob rau hauv cov ntaub ntawv no, tag nrho cov yuav nyob ntawm seb muaj pes tsawg tus sau cov ntsiab lus. Tom qab siv nyiaj tshwj xeeb yog lawv tshem tawm.

Yuav ua li cas tswv yim yuav hnov txog qhov kev pab cuam?

Raws li tau cog lus tseg "Tsev Credit", "kev pab" (xyuas txog qhov kev pab cuam muaj peev xwm yuav nrhiav tau hauv qab no) - yog ib tug tshwj xeeb loyalty kev pab cuam, muab ib tug cov nyiaj ua se thiab txhawb tshiab muas khoom. Tab sis lawv hais dab tsi txog tej kev txaus nyiam qhov kev pab cuam cov neeg siv?

Piv txwv li, ib co ntawm cov neeg koom nyob rau hauv qhov kev pab cuam tau qhia lawv admiration. Raws li lawv, mus them daim card nrog rau hauv lub "zoo" yog yooj yim heev, vim hais tias cov nyiaj yog sau tawm sai sai thiab nyob rau tib tus nqi rho cov ntsiab lus. Lwm tus, on qhov tsis tooj, lawv qhia lawv lub tsis zoo yaam puab paub. Raws li lawv nws yuav paub tseeb hais tias thaum ua tau them rau cov khoom sau cov ntsiab lus lawm nyob rau hauv ib tug ntawm cov tus khub tes hauj lwm ntawm cov chaw muag tshuaj muaj ib tug to taub yuam kev nrog rau cov sellers. Qhov no yog vim lub fact tias feem ntau ntawm lawv tsis zoo paub txog cov hauj lwm nrog cov qhab nees thiab tsis paub yuav ua li cas sau ntawv rau lawv.

Tseem lwm tus hais tus txaav nyiaj tshwj xeeb xyuas ntawm lub Internet bank. Raws li lawv, nyob rau tib lub sij hawm koj yuav tau saib xwb tus kawg tsib prepay thiab rho nrog cov points. Raws li ib tug tshwm sim, lawv yuav tsum tau manually nrhiav thiab hloov tag nrho cov ntaub ntawv kom zoo tswj nyob rau hauv ib tug nyias muaj nyias ib Excel-cov ntaub ntawv.

Plaub qhuas tellers hotline, los ntawm kev uas lawv twb tau mus daws tau teebmeem nrog kev cuv npe nyiaj tshwj xeeb.

Nyob rau hauv luv luv, lub card "cov kev pab cuam" - universal lub cuab tam. Nws tso cai rau koj mus kav nyob rau hauv koj nyiam khw muag khoom noj thiab muab tau ib co ntxiv nyiaj tshwj xeeb thiab nyiaj cheb. Thiab txhiv cov ntsiab lus dua yuav siv los them rau cov khoom thiab cov kev pab cuam. Lub system yog tsis tshiab, tab sis nws yog tseem tseem ceeb thiab nyob hauv kev thov ntawm cov ntug dej 'neeg.